Disclaimer

R Jay Financial Services Ltd welcomes you to this website which is maintained to provide you with information about its products and services and to facilitate communication with R Jay Financial Services Ltd and its related companies and businesses. By accessing this website you confirm your acknowledgement and acceptance of the following terms and conditions which may be revised from time to time without any notice by us. The products and services described in this website are available only to NZ residents and in relation to property in NZ at present. R Jay Financial Services Ltd intends to include accurate and up to date information on its website but all information provided on the website is on “AS-IS” basis and is therefore without any warranties and guarantees of any kind whether implied, expressed or statutory. R Jay Financial Services Ltd makes no warranties that the information provided is either free from defects or 100% accurate. Further R Jay Financial Services Ltd does not warrant that its website, server or links are free from viruses. Hypertext links provided on this website of other internet resources and their contents are not investigated or monitored by R Jay Financial Services Ltd. Information and opinions provided on these internet resources are not the opinions expressed by R Jay Financial Services Ltd. If you create a link to any of the pages of our website, you acknowledge that you are responsible for all direct and indirect consequences of the link and you indemnify R Jay Financial Services Ltd for all losses, damages, liability, cost or expenses arising from or in connection with the link. Any definition or calculation used in our website may or may not be accurate or may defer between persons and / or professions to and therefore should not be relied upon making any important decisions. All calculators and other interactive tools available on this website are generally for illustrative purposes. Therefore R Jay Financial Services Ltd does not represent or warrant the accuracy, adequacy or completeness of any information provided by these calculators. For any clarification please consult R Jay Financial Services Ltd or its franchisee or authorised representatives before acting on the basis of the information provided by these calculators and other interactive tools. With regard to services or products which you have purchased or obtained from a third party, through a link with the R Jay Financial Services Ltd website or otherwise, R Jay Financial Services Ltd does not make any warranties or guaranties as to the third party services and/or products. Further R Jay Financial Services Ltd does not warrant the security of any information provided by you to the third party. You further waive any or all claims against R Jay Financial Services Ltd with respect to your use of a third party website. You agree your access and use of the website and its contents are at your own risk. R Jay Financial Services Ltd and its shareholders, management, employees, associates, franchisees etc shall not be held liable for any direct, indirect, special consequential or damages from your use of the website for any reason including negligence. Furthermore R Jay Financial Services Ltd, shall not be liable for any such damages in the event that its website is unavailable for your use. The information that you provide in any form on our website will not be disclosed by us to anyone other than the lender or insurance company or as permitted by NZ law. You may however note that the internet is not yet a fully secure medium. Therefore confidentiality and privacy of your information cannot be ensured. R Jay Financial Services Ltd an/or its shareholders, management, employees, associates franchisees etc will not be held liable for any damages resulting from the transmission of confidential or personal information. Unless otherwise specified, copying, redistribution or reproduction in any form of this website or particular pages of this website is not permitted without the written permission by the company Chairman. R Jay Financial Services Ltd holds all copyrights and other intellectual property rights in this website. All R Jay Financial Services Ltd products, its names, company logo used in this website are registered trademarks of their respective owners. Any infringement of R Jay Financial Services Ltd, intellectual property rights will be fully enforced under NZ law.

If you do not agree with the terms or conditions of this disclaimer, please do not use this website.

Should any dispute arise it can be entertained as per NZ law in any court in Auckland where the company head office is situated.